If you are a teen who just got your license and first car, then it's time to purchase an automobile insurance policy so you can get it out on the road. As you are comparing insurance policies, one of the things you will have to decide is if you want to pay a bit more to cover roadside assistance. To help you decide if you want this additional service or not, you must first understand what it encompasses. Roadside assistance coverage includes each of these things:
Changing a Flat Tire
If you don't know how to change a flat tire or have difficulty with getting the lug nuts off in an emergency, roadside assistance coverage will pay for a tow truck to come to your location and help you out.
Jumpstarting a Dead Battery
If you leave your lights on or your battery dies from old age, then roadside coverage will get a tow truck out to your location and jumpstart it for you.
Towing for a Mechanical Failure
Roadside assistance coverage will pay for your car to be towed to a mechanic if it breaks down on the road or even in your own driveway. Since towing is nearly always more than a hundred dollars, the few dollars you pay for this additional service is well worth it, especially if you have an older car that will break down sooner rather than later.
Roadside Fuel Delivery
If you accidentally left home without enough fuel in your vehicle's gas tank or if the gauge is broken and you run out of gas on the highway, then roadside assistance coverage means a tow truck will bring you out enough gasoline to get your car to a gas station. This can save you from a long hike to find some gas.
Roadside Locksmith Service
If you accidentally lock your keys inside your car, then roadside assistance coverage will pay for a local locksmith, such as The Lock Shop, to come to your location and unlock your car. Since a roadside assistance locksmith can be a pricey specialized service, just one lockout call can make the premium cost well worth it.
Driving You to Safety
In conclusion, one of the most important things that roadside assistance coverage will help you with is getting you to a safe place when your car breaks down along the side of the road. This service can save your life if you break down on a busy highway or on a rural road late at night. This one aspect of roadside assistance coverage often makes it worth purchasing.
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